Property Insurance
A Smart Way to Protect Your Investment
Purchasing a home or apartment in Türkiye is an exciting milestone, but safeguarding that investment is just as important. Property insurance provides peace of mind by protecting your home against unexpected risks like natural disasters, theft, accidents, or liability claims. This guide outlines everything you need to know about property insurance in Türkiye, including available coverage options and why it’s essential.
You can add optional coverage for electronics, landscaping, or loss of rental income for complete protection.
Why Is Property Insurance Important?
Unforeseen events such as earthquakes, fires, or floods can cause significant damage and financial loss. Instead of facing high costs for repair or replacement, paying a manageable yearly premium offers solid financial protection. With the right insurance plan, you’ll be protected against:
Natural disasters (earthquake, flood, storm, fire)
Theft and vandalism
Accidental damage within the property
Third-party liability and legal expenses
Don’t forget to compare multiple insurance offers to find the best coverage for your property type and location.
What Does Property Insurance Cover?
1. Natural Disasters
Türkiye is prone to earthquakes and other natural events. Insurance covers fire, lightning, floods, landslides, and more.
2. Theft and Vandalism
Covers damages or losses due to burglary or criminal activity on your property.
3. Accidental Damage
Protects your furniture, electronics, and interiors from unintentional damage or malfunctions.
4. Legal Liability
Provides third-party liability coverage and legal assistance for property-related disputes.
5. Optional Extras
You can enhance your plan with options like:
Personal accident coverage
Post-earthquake expenses
Outdoor fixtures and landscaping
Sports equipment or valuable contents
DASK earthquake insurance is mandatory in Türkiye and required to activate water and electricity subscriptions.
Popular Property Insurance Types in Türkiye
DASK – Compulsory Earthquake Insurance
Required for all property owners, especially to activate electricity and water services. It only covers structural earthquake damage.
Glass & Electronics Insurance
Protects valuable fixtures like windows, doors, and electronics from accidental breakage or malfunction.
Loss of Rent & Relocation Coverage
If your property becomes uninhabitable, this insurance compensates for lost rental income or moving costs.
Frequently Asked Questions
You can contact Suite Global Estate or a licensed insurer. If you’ve purchased your home with us, we’ll handle the process.
Prices depend on the property’s size and value. Multiple quotes are recommended for comparison.
Some policies include contents coverage, while others only protect the structure. You can add extra coverage for personal belongings.
Not always. Choose coverage based on your location and needs. For example, homes in earthquake-prone zones need additional protection.
You’ll usually need your passport or ID, tax number, and property information (address, year built, number of floors, etc.).
Whether you’re a homeowner or investor, property insurance in Türkiye is essential for long-term security. It protects your assets, eases financial stress in emergencies, and is often a legal requirement. Suite Global Estate is here to guide you through the best coverage options based on your property’s features and your lifestyle needs. Contact us today to secure your investment with confidence.